How Much Does Surrogacy Cost in 2022?

The average cost of surrogacy in the US ranges dramatically, depending on who you ask and what variables are involved.

If you’re considering becoming a parent through surrogacy, you’ve probably wondered, “how much does surrogacy cost in 2022?”

What Factors Affect How Much Surrogacy Costs in 2022?

Some of the biggest factors are:

  • Where your surrogate is located
  • First-time vs. experienced surrogate
  • If your surrogate has surrogate-friendly health insurance
  • Any complications during IVF or pregnancy

Surrogate Location

Some states, like California, have a high cost of living and high demand for surrogates. As a result, surrogate compensation tends to be higher in these states. On the other hand, states with a lower cost of living like Georgia may mean lower average compensation.

Your surrogate’s location also affects travel costs. If your surrogate is in a different state than you, you will need to pay her travel expenses to your fertility clinic for the embryo transfer, and you will need to travel to her location for your baby’s birth.

Surrogate Experience

Surrogates with previous successful experience usually receive higher compensation. Similarly, surrogates get paid more for carrying more than one child at a time.

Health Insurance

If your surrogate has her own health insurance that covers surrogate pregnancy, you will only be responsible for deductibles or non-covered expenses related to the pregnancy. If she doesn’t, however, you will need to purchase an insurance plan.

Miscellaneous or Unexpected Expenses

This can range anywhere from childcare or maternity clothes for your surrogate to an unexpected C-section. The health insurance policy should help cover some unexpected medical expenses.

Overall 2022 Surrogacy Costs

As of Summer 2022, the cost of surrogacy in the US ranges from $100,000 – $200,000. Obviously, that’s an enormous span! At Eggceptional Fertility, we find typical surrogacy costs are between $120,000 – $150,000, which is still a fairly significant range. We’ve talked above about why exact costs are hard to pin down, with all the different factors at play. Now, let’s discuss how the costs break down. Here is a list of estimated costs to use as a guideline:

  • Surrogate Compensation: $45,000 – $65,000
  • Agency Fees: $20,000 – $50,000 / Eggceptional Fertility Agency Fee: $25,000
  • Medical & Life Insurance: $12,000 – $30,000
  • Legal Fees: $6,000 – $15,000 / Eggceptional Fertility Legal Fees: $6,000 (international clients may have additional fees)
  • IVF & Embryo Creation: $20,000 – $35,000
  • Egg Donation, if needed: $20,000 – $30,000 / Eggceptional Fertility offers a discount for surrogacy clients using our donor eggs
  • Expenses: $5,000+

For a more detailed breakdown of cost estimates, click here.

A Note on International Surrogacy

If you’re looking into 2022 surrogacy costs, you may have seen websites or ads suggesting you save money by finding a surrogate outside of the United States. Although surrogacy compensation can be significantly lower in other countries, using a US-based surrogate and agency is safer for everyone involved, and may even end up saving you money.

The laws in surrogate-friendly US states protect the health and safety of the surrogate, the intended parents, and the future child. When you work with a reputable US surrogacy agency, you can be sure that everyone involved will be respected and protected, and that you will have full legal parental rights. This is one reason many international parents seeking surrogacy actually choose to work with US surrogacy agencies. As an American parent seeking surrogacy in the US, you also will have more flexibility and options for handling unexpected situations during the surrogacy, without having to navigate international travel and laws.

Eggceptional Fertility Is Here for You

Surrogacy is a significant investment, but the outcome – your own baby – is truly priceless. We have years of experience helping intended parents find a surrogacy journey that is affordable, meaningful, and as low-stress as possible. If you’re interested in becoming a parent through surrogacy, schedule your free consultation today.